Get bonus interest on your savings accountĬheck your family is registered for the Medicare Safety Net Pay yourself first (your savings / investments etc) Review your electricity and gas use regularly Seek cheaper ways to connect internationallyĪvoid streaming on your phone using mobile data Shop around for your car insurance regularly

Phone your bank and ask them for a discount on your home loan interest rate Never go grocery shopping on an empty stomachīuy generic brand versions where possibleĪudit your bank accounts to see if you are paying feesĬheck how much interest you are paying on your credit card Join an online community (eg Facebook or Instagram community like She’s on the Money) Self-awareness of emotional spending and avoidance of triggers Spending Diary or Regular Expense Tracking

These are our results from doing the audit: Frugal Tip These are our results from doing the audit: Audit Checklist – How Frugal Are You? Download A screenshot of the free printable ‘How Frugal Are You?’

Frugal libby app